Borrow from your block. Lend from your garage.
Lendly is built around two simple flows — one for the neighbor who needs something, one for the neighbor who has it. Here's exactly how each side works, from first click to final review.
You need it for a day, not for life.
Six steps from finding a drill on Browse to leaving a review — pay a fair daily rate, skip the store trip, meet a neighbor.
Browse items nearby
Search by keyword or category — drills, tents, mixers, ladders. Every item belongs to a neighbor on your block, not a warehouse.
Request the dates you need
Pick a date range on the item card and send a request. Your neighbor gets notified by email + in-app + push (if enabled).
Pay when they accept
Once the lender accepts, the rental moves to Pending Payment in your Borrowing dashboard. Pay securely with card, Apple Pay, Google Pay, Cash App Pay or Link.
Pick it up
The exact pickup address unlocks the moment you pay. Directions and instructions go straight to your email + Borrowing card.
Return when the rental ends
On the last day of your rental, we'll email a reminder. Tap Return item in Borrowing, hand it back, and the lender confirms.
Leave a review
Once the return is confirmed the rental closes out. A one-tap review helps future neighbors decide who's reliable.
Your garage is a business waiting to happen.
Six steps from a photo of your power washer to money in your bank. Lendly credits accrue automatically — connect Stripe when you're ready to withdraw.
List your item
Tap List Item, add a name, category, and daily price. Our AI suggests a fair price so you don't have to guess.
Get notified on requests
When a neighbor requests your item, you're pinged by email + in-app + push (if enabled). Review their profile and dates, then accept or decline in one tap.
Renter pays through Stripe
As soon as they pay, 90% is credited to your Lendly balance (10% platform fee). You can see running earnings on the Lending dashboard.
Hand it off
Coordinate pickup at your listed address (only visible after payment). Add pickup instructions to keep it smooth — gate codes, doorbell, etc.
Confirm the return
When the renter marks the item returned, you get a notification. Give it a quick check and tap Accept return. Rental closes and payout unlocks.
Withdraw your earnings
Earnings accrue as Lendly credits automatically. Connect Stripe payouts once, tap Withdraw whenever you want, and money lands in your bank in 5–10 business days.
Built on trust
Safe payments, verified neighbors, real privacy.
Lending between neighbors only works when everyone feels safe. Here's what keeps the marketplace honest.
Payments protected by Stripe
Every transaction runs on Stripe — the same processor behind Amazon, Shopify and Instacart. Your card details never touch Lendly's servers.
Verified neighbors only
Lendly is invite-only by neighborhood. Every member confirms their address before they can list or borrow. Ratings keep the community honest.
Your address stays yours
Exact addresses are only shared with a renter after payment is confirmed. Browse pages show street names and neighborhoods — never your front door.
Common questions
The small print, in plain words.
What if my neighbor damages my item?+
Lenders can set a refundable deposit at listing time. If something's off at return, you can withhold part of the deposit and message the renter. Disputes route to Lendly review.
Do I need to set up Stripe before I list?+
No. Start listing right away — your earnings accrue as Lendly credits automatically. You only need to connect Stripe when you want to withdraw those credits to your bank.
What's the fee?+
Lendly takes a flat 10% platform fee from each rental. Renters see the total upfront — no hidden charges, no surprise fees at checkout.
Can I cancel a rental?+
Yes. Renters can cancel before payment. Lenders can decline requests any time before accepting. Once paid, cancellations are handled case-by-case — reach out to Lendly.
Ready to try it?
Browse what's on your block, or list your first item in under a minute.